Save Home Program for Homeowners

Loan Modification, Legal Solutions & Resources


You may be able to prevent foreclosure by modifying your mortgage. A Loan Modification can help struggling homeowers reduce payment, rate & negative equity.

Who qualifies for a Loan Modification?

Homeowners that are experiencing a financial hardship may qualify for assistance under one of many loan modification programs. A financial hardship may include loss of income, divorce, or medical issues. You may also qualify if you are unable to handle high mortgage payments due to an adjustable rate mortgage or if you are dealing with large amounts of negative home equity.

 
We take that fear away by providing a free evaluation that determines what programs you are a match for before you start the process. Saves time and you avoid potential scams. We counsel struggling homeowners with mortgage relief programs that may be able to help you avoid foreclosure, reduce mortgage payments, mortgage rates & find an affordable mortgage payment solution. Knowing if you can refinance, qualify for a loan modification or even government assistance can be difficult. There is so much news about new government mortgage programs and loan modification scams that most homeowners fear looking into options that may actually help them.

 

Know your Options - Avoid Scams!

How our Process Works?

Our process is easy to understand. There are dozens of mortgage assistance programs available for homeowners. We take basic information about your current loan, lender and match you to programs which have been successful for homeowners in a similar situation. This is all done during your initial evaluation so you get honest facts & answers fast.


What Mortgage Programs are available?

If your lender does not participate in Home Affordable Modification Programs or you do not qualify there is still hope. It is estimated that more loan modifications have actually been approved outside the HAMP program than within. You need someone on your side that is going to guide you in the right direction. Government programs, loan modification, legal solutions and more are available for homeowners struggling with payments. Which one is right for you? Find out by calling our team or starting a online request.

 

Additional Alternatives to Foreclosure

  • Forbearance Agreement
  • Repayment Plan
  • Deed in Lieu of Foreclosure
  • Bankruptcy
  • Short Sale

 

What Are The Potential Benefits of our AVOID FORECLOSURE Program

  • Reduce mortgage payment to one you can afford.
  • Lower fixed rate for up to 5 years.
  • Restructure negative home equity.
  • Restructure late payments & fees.
  • Extend loan term up to 40 years.
  • Avoid foreclosure & get a fresh start.

Keller Williams Louisville East is not associated with the government, and our service is not approved by the government or your lender;

b) Even if you accept this offer and use our services, your lender may not agree to change your loan;

 c) You may stop doing business with us at any time.  You may accept or reject the offer of mortgage assistance we obtain from your lender or servicer.  If you reject the offer, you do not have to pay us.  If you accept the offer, you will have to pay us $1200 for our services of a loan modification; If you accept a short sale our fees will be negotiated with your lender;  and

 d) If you stop paying your mortgage, you could lose your home and damage your credit rating.